Today I want to continue on the topic of business entity selection. One of the more popular options in recent years has been the S Corporation. S Corporations are popular because they not subject to double taxation and all the income is not subject to self-employment for the owner. However, if the business is showing a profit then the active business shareholder needs to be sure to take part of their compensation as a salary or the IRS could reclassify it as such (and add on penalties and interest). The amount taken via salary depends upon the specific situation but I typically give people guidance of 50% as salary and 50% as profit. Some other things to look out for:
-Shareholders need to take equal distributions based on their percentage ownership.
-Retirement plan contributions are going to be based upon the amount of W-2 compensation.
-Health insurance premiums for shareholder employees need to be included in box 1 of the W-2.
-S corporation tax returns are due 3/15 and are subject to $89 per month per shareholder if late.
-The S Corporation tax return will impact each shareholder's personal tax return (the S Corp needs to be done first).
Feel free to contact me with any questions.