My name is Adam Shay and I am a CPA in Wilmington, NC.  Today I'd to get in to some of the details on individual tax planning.  While tax planning isn't going to be for the most basic of situations, most people can get some benefit from tax planning.  Some of the more basic options are retirement plan contributions (401Ks, IRAs), college savings plan contributions, timing year-end and start of the year mortgage payment options.  The exact options are going to depend upon your specific situation- so discuss them with your tax professional.  Many people think that "I am too simple for tax planning" or it is not worth the money.  However, appropriate tax planning can make that fee an investment on which you receive a return.  I typically scope out the engagement to make sure that the value is there for the client before we start an engagement.  Make it a great week!